Using Apple Pay and Google Pay
You can now take payments using Apple Pay or Google Pay on GOV.UK Pay.
How Apple Pay and Google Pay works
Any user with Apple Pay or Google Pay enabled can make payments on your service in seconds.
Because Apple Pay and Google already have users details, they don’t have to fill them in again on GOV.UK Pay. They simply have to:
- click pay
- check their details which have been automatically completed
- confirm payment
The entire process takes users seconds.
The Benefits of Apple Pay and Google Pay
Using Apple Pay or Google Pay:
- is a more secure way to pay - your real card details are never stored or transferred and only you can authorise payment biometrically using fingerprint or facial recognition
- makes it quicker - the whole process takes a few seconds
- makes paying easier - there are no forms to fill in as all the users information is played back from Apple Pay or Google Pay before users commit to the payment
- reduces errors - users don’t have to retype any of their details, Apple or Google pass on their verified details
Using Apple Pay means you don’t have to go through 3DS or 3DS2 authentication as that security is built-in. This makes it more secure for services to take payment as a user can’t create a chargeback (for fraud) on a payment.
Who can use Apple Pay and Google Pay
GOV.UK Pay currently only offer Apple Pay and Google Pay with Worldpay.
If you enable Google Pay in your payment settings credit and debit cards will also automatically be accepted.
In future, we intend to offer Apple Pay and Google Pay with our payment service provider, Stripe.
We are also looking at including other digital wallets, for instance Samsung Pay, depending on user demand.
If you'd like to know more about using Apple Pay or Google Pay on GOV.UK Pay, contact GOV.UK Pay support.